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Should You Get Insurance for Your iPhone?

When you purchase a new iPhone 7, you’re probably concerned about keeping it in pristine condition. After all, nobody wants to fork out a fortune for a cracked screen. Along with housing your phone in a protective jimmyCASE, you might consider purchasing some insurance. Here are the top insurance options for your new iPhone.


Your iPhone will automatically come with Apple’s standard 1-year limited warranty dubbed AppleCare, but you can get enhanced protection with AppleCare+. Here’s the difference between the two:

  • AppleCare:90 days phone support and 1-year warranty for defects.
  • AppleCare+:Extended support and warranty for 2 years and cheaper replacement options for a broken screen or other damage.

Upgrading to AppleCare+ is an additional $129 and needs to be purchased within 60 days of buying your phone.


If you’re especially accident-prone or live far away from the Apple Store, you might consider SquareTrade insurance. The warranty is similar to AppleCare and covers you for malfunctions, drops, and spills. There are 1-year, 2-year, and 3-year options. SquareTrade also provides reimbursements for Genius Bar appointments, next-day replacements, and same-day repairs.

Credit Cards

Your major credit card company might have coverage options for your new iPhone 7. Most offer some kind of warranty extension or protections against damage or theft. Requirements vary depending on your provider, but you generally should have good credit and paid for your phone on the card. You can check your credit card company’s website for details.

Carriers and Retailers

Most carriers over some type of monthly insurance coverage for iPhones that cover a variety of damages, theft, and malfunctions. The same is true of some major retailers such as Best Buy. The details of monthly plans offered by carriers and retailers vary in pricing, length, and coverage, so be sure to look into each option.

If you’re still wondering what insurance option is best for you, you can contact us here with any additional questions. Regardless of your decision, investing in a protective and convenient case like our best iPhone 7 card holder is recommended.

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